BJ logo
new blank image
Protect your possessions with
security and peace of mind.




INSURANCE FOR TENANTS AND CONDO OWNERS


As a Tenant or Condominium unit owner, you have special insurance needs to protect your household contents, personal belongings, your unit improvements and personal liability. At Bakes-Jarvie you can select from two, "All in One" plain language policies, a Broad Form or All Risk plan that provides security for the things you've worked so hard to attain

What it Offers

As a tenant, your insurance policies will protect your personal household possessions, additional living expenses and liability. A condominium unit owner also receives additional protection for special assessments due to insured damage to common areas and liability arising out of common areas. Plus, additional protection on your unit in the event of inadequate building insurance.

Included in your package is protection from the following perils

  • Fire, Lightning, Explosion and Smoke Damage
  • Falling Objects
  • Impact by Aircraft of Land Vehicle
  • Riot
  • Theft
  • Vandalism & Malicious Acts 
  • Water Escape, Rupture, Freezing
  • Windstorm and Hail
  • Transportation
  • Glass Breakage
  • Electricity Collapse of a building
Additional Features... included in your package
  • Easy to read and understand policy wordings
  • Replacement Cost: this means replacement with new articles of like, kind and quality
  • Additional Living Expenses if you need to move out of your home as a result of a claim arising from an insured peril
  • Personal property both in and while temporarily away from your premises
  • Personal Liability for $1,000,000 for damage to others property and bodily injury of which you may be legally responsible to pay.. including legal defence costs
Extra Coverage... at no additional cost

  • Food spoiled in a freezer if the power supply fails
  • Protection for losses involving credit cards, automated teller cards
  • Replacement of the locks on your home or private passenger automobile if your keys are stolen
  • Fire Department Charges in the event your municipality bills for this service
  • Emergency Evacuation Expenses if a civil authority requires you to evacuate your home
  • Click here to learn more details provided for Condominium Unit Owners Insurance INFORMATION SHEET