Protect your home
with confidence.




HOMEOWNERS INSURANCE

As a homeowner, you have special insurance needs. You've worked hard to attain a lifestyle that affords you comfort, security, and peace of mind. That is why it is important for you to protect your property with the best insurance product on the market today.

Protect Your Assets

At Bakes-Jarvie Insurance we design insurance coverage with today's homeowner in mind. A "Comprehensive" or" All Risk" package on your dwelling and personal property will make your life a little easier by providing you with the right coverage when you need it most.

What It Offers

Your dwelling and personal property are insured against " All Risks" for direct damage.
Additional Expenses if you need to move out of your home as a result of a claim arising from an insured peril.
Your personal property both in and while temporarily away from home.
Personal Liability of $1,000,000 is included with higher limits available.

Guaranteed Replacement Cost on the home itself. This means that your policy will pay the cost of repairs or replacement of the dwelling, on the same site, regardless of the amount so long as it is insured to 100% of the replacement cost. Our professional staff will assist you in establishing this value using a cost evaluation guide recognized industry wide. This gives you protection in the event that the cost to repair or replace increases during the policy term.  To obtain a quote for your home, you can contact a Bakes Jarvie representative directly or download the cost guide questionnaire, complete and fax it back to our office  (COST GUIDE QUESTIONNAIRE) .

Extra Coverage at No Additional Cost to You

• Food spoiled in the freezer if the power supply fails.
  
• Protection for losses involving credit, debit and automated teller cards.
  
• Replacement of locks on your home and private automobile if your keys are stolen.
• Building Code and By-Law Protection - READ MORE.
• Sewer & Septic Tank Back-Up.
• Fire Department charges.
• Coverage to outdoor trees, plants, shrubs and lawns.
• Additional expenses due to an evacuation order by a civil authority
• View our "Coverage Summary Sheet" and compare what each company includes in their policy.  Do you see a product that suits your needs ? If so, mention it to your Bakes Jarvie representative and we'll provide you with a price for the product you have selected - VIEW COVERAGE SUMMERY HERE 
• For more information on what a Homeowners policy provides, please click here to view our "information Sheet"    VIEW INFORMATION SHEET